Roof Certification Inspection in Southwest Florida
In Florida, the roof decides whether you can get insurance and what you pay. Many insurers ask for a roof certification (also called a roof condition inspection) before they will write or renew a policy on an older home. Kelting Inspections & Services completes roof certification inspections across Charlotte, Sarasota, Lee and Collier counties. Owner Wesley Bulifant is a Florida licensed home inspector (HI7956) and InterNACHI Certified Professional Inspector.
Book a roof inspection online or call or text (941) 655-8888. Get an instant quote when you book online.
What a roof certification covers
- Roof covering type (shingle, tile, metal or flat) and estimated remaining life
- Visible damage: lifted or missing shingles, cracked or slipped tile, rusted fasteners, ponding on flat roofs
- Signs of active or past leaks, checked from the attic where it’s accessible
- Flashing, roof penetrations, vents and gutters
- Roof age and permit information you provide, recorded on the insurer’s form
- Dated photos of every roof slope
Roof certification vs. 4-point vs. wind mitigation
These three get mixed up all the time:
- Roof certification reports the roof’s condition and remaining life.
- A 4-point inspection covers the roof, electrical, plumbing and HVAC on older homes.
- Wind mitigation documents the features that resist wind (roof deck attachment, roof-to-wall connections, opening protection). It can lower your premium.
Your insurance agent will tell you which they need. We can do any combination in one visit.
Roofs after Ian, Helene and Milton
Thousands of roofs in Southwest Florida were replaced or repaired after the 2022 and 2024 storms. A new roof is good news for insurance, but we still see missed flashing, mismatched repairs and leaks at older penetrations. If you are buying, the roof is checked as part of every home inspection. If you only need the roof form for your insurer, book the roof inspection on its own.
Frequently asked questions
How long is a roof certification good for?
Most insurers accept reports that are less than 12 months old, but some want them more recent. Ask your agent.
Do you go on the roof?
We walk roofs when it is safe and allowed, and use other methods on steep, wet or fragile tile roofs.
Will you repair the roof?
No. We report the condition so you, your insurer or a licensed roofer can decide what to do.
Book your roof inspection
Pick a time online, or call or text (941) 655-8888. We serve Port Charlotte, Punta Gorda, North Port, Venice, Englewood and Cape Coral.
